Skip to content

Terms of Use

Read these Terms of Use below and the Privacy Policy before requesting services through the Website. Click here to view our complete Privacy Policy.

Introduction
The Terms of Use contain govern the relationship between RBI Limited Liability Company and you. They address the terms and conditions under which you may use the RBI Limited Liability Company Website. In addition, these Terms of Use contain waivers of class action rights, a binding arbitration provision, a limitation on damages, electronic signatures and electronic notices and consents as well as other limitations. In addition, these Terms of Use incorporate by reference the RBI Limited Liability Company Privacy Policy.

Privacy and security are a priority for RBI Limited Liability Company. The desire of RBI Limited Liability Company is to provide the best possible experience for anyone visiting or using the RBI Limited Liability Website. The Company may update these Terms of Use, including the Privacy Policy, from time to time without notice. It is therefore important to check frequently. RBI Limited Liability Company also suggests you print out or otherwise store a copy of the Terms of Use for your future reference.

By submitting information on the RBI Limited Liability Company Website, You are automatically agreeing to the entire Terms of Use. If you do not agree with any portion of the Terms of Use, do not submit data to the RBI Limited Liability Company Website.

Effective Date
These Terms of Use are effective immediately once you submit any data and request to be connected with one or more providers affiliated with RBI Limited Liability Company. These Terms of Use are between RBI Limited Liability Company, a Nevada limited liability company, the owner and operator of the RBI Limited Liability Company Website, and you, the user.

Limitations on Services
Neither RBI nor its representatives are engaged in real estate services, financial services, buying structured settlement payments, offering expert opinions for specific persons or entities, offering legal services, offering accounting or tax services, offering credit repair, debt relief services, mortgage assistance relief services or lending services.

While third party providers affiliated with RBI Limited Liability Company and where you could be connected when you submit information may offer particular services, RBI Limited Liability Company does not offer debt relief services, mortgage assistance relief services, credit repair, nor Bankruptcy services. RBI Limited Liability Company does not purchase structured settlement payments, provide Independent Professional Advisor opinions in connection with the transfer of structured settlement payments, nor engage in the practice of law or accounting. RBI Limited Liability Company is not licensed for and cannot sell real estate or securities. Likewise, RBI Limited Liability Company cannot offer or make loans. RBI Limited Liability Company is not an agent, representative or broker of any entity linked to the RBI Limited Liability Company Website.

RBI Limited Liability Company does not charge for any service or product. RBI Limited Liability Company does not recommend, endorse, warrant nor guarantee any product or service connected to the RBI Limited Liability Website. RBI Limited Liability may receive payment for forwarding data to a provider. The use of the RBI Limited Liability Website is not an offer or solicitation to purchase any product or service.

If you make an inquiry through the RBI Limited Liability Company Website and submit information, RBI Limited Liability Company may share your information to facilitate contact with those offering specific products or services you are seeking. When you submit information on the RBI Limited Liability Company Website, you are requesting and specifically authorizing contact from RBI Limited Liability Company and/or one or more providers of products and services under any of the methods identified in the next sentence. This contact may be made in one or more of the following ways: telephone (cell or land line), sms text, facsimile, email or US Mail.

It is possible information can be forwarded to more than one provider and potentially you could be contacted by more than one provider. You are consenting to multiple contacts.

RBI Limited Liability Company makes no promises, representations or guarantees if any provider will contact you. If any provider does reach out to you because you submitted information through the RBI Limited Liability Website, RBI Limited Liability Company makes no promise, representation or guarantee if anyone will be willing to contract with you following submission of information, the specific product or service that will offered following a submission, to the extent any product or service is offered to you, the specific terms, how anyone will deliver any product or service nor any result of any work for which you may contract following a connection through the RBI Limited Liability Website. If you are contacted, address all questions to the provider who contacts you.

One or more providers who receive you information may check your credit. A provider may not be able to make a determination if they are interested in working with you until they have reviewed your credit report. By submitting a request, you authorize a credit check to completed by any provider in the area where you have submitted information. Your credit may or may not be checked.

Your relationship and dealings within anyone you are connected with through the RBI Limited Liability Company Website are between you and such party. RBI Limited Liability Company is not responsible for any terms, conditions, warranties or representations related to your relationship with any party connected to the RBI Limited Liability Company Website. Specifically, RBI Limited Liability Company is not responsible for any damages whenever arising or discovered connected directly or indirectly to the RBI Limited Liability Company Website or any party affiliated with the RBI Limited Liability Company Website. RBI Limited Liability Company cannot guarantee or warrant what any Court, provider or other third party may do in connection with any transaction related to any contact through the RBI Limited Liability Company Website.

RBI Limited Liability Company Is Not a Law Firm
RBI Limited Liability Company is not a law firm. As such, it cannot and will not offer any legal opinions. Nothing contained on the RBI Limited Liability Website is legal advice and should not be construed as legal advice. Only a properly admitted lawyer can provide legal advice. If you want a legal opinion or advice, you should consult with a properly admitted lawyer.

Service Related Risks
Please remember although the use of debt relief services or mortgage assistance relief services can be helpful, their use could adversely affect your creditworthiness as well has many other ramifications. By way of example and not limitation, participating in any form of debt relief or mortgage assistance relief services could result in collection activities, foreclosure as well as litigation/arbitration. Your debt balances could increase and you could also find yourself subject to additional interest, and penalties. There could also be tax consequences.

Once you sell or transfer structured payments, the transaction cannot be reversed. Excluding the time value of money and any other factor, the amount of proceeds received in sales and transfers of structured settlement payments transactions are generally substantially less than the aggregate of payments if payments are not sold.

Regardless of what provider you have communications with, you should consider reviewing each potential transaction with a knowledgable independent advisor before executing any final contract.

Jurisdictional and Age Restrictions
The use of the RBI Limited Liability Company Website is not available in all jurisdictions. These jurisdictions may change from time to time and without notice. Likewise, some jurisdictions may not allow certain types of products and services but do not prohibit all of the products and services identified on the RBI Limited Liability Company Website. Permitted usage may vary from jurisdiction to jurisdiction. If there are prohibitions or restrictions relating to any service making it impossible to make a connection, RBI Limited Liability will not make any connection relating to such service or product. Restrictions or prohibitions may change from time to time without notice.

The use of the RBI Limited Liability Company Website is also restricted to persons of the legal age. Legal age can also vary from jurisdiction to jurisdiction. Under no circumstances may anyone under the age of 18 use the RBI Limited Liability Company Website.

The RBI Limited Liability Company Process
RBI Limited Liability Company tries to educate consumers and businesses. It tries to connect consumers and businesses who fill out and submit request for a provider with one or providers. To receive a connection, a consumer or business must first complete and submit the information requested on the RBI Limited Liability Company Website in relation to a specific product or service. The requested information differs depending upon the particular type of assistance requested. Each submitter represents and warrants the information provided through the RBI Limited Liability Company Website will be complete, truthful and correct. If any submitter does not comply with the requirement set forth in the preceding sentence, RBI Limited Liability Company reserves the right to deny, suspend, or terminate use of the RBI Limited Liability Company Website and to such submitter and to discontinue any further connections. With or with without cause, in the sole discretion of RBI Limited Liability Company, RBI Limited Liability Company reserves the right to refuse to connect businesses or consumers with providers. If RBI Limited Liability Company does not have a provider interested, a submitter may not receive any response to submission of data from any provider. Should RBI Limited Liability Company believe there is possible interest based upon information submitted on the RBI Limited Liability Website and a provider expresses interest, a submitter should receive within 2 business days a response from RBI Limited Liability Company from the date of submission. The response may be in the form of a telephone call, sms text, email or facsimile.

Submitting Data
By submitting information to RBI Limited Liability Company through the RBI Limited Liability Website, you are specifically asking to be connected by RBI Limited Liability Company or by one or more providers by telephone (cell and land line), sms text, facsimile, email or US mail. Your information may be sent to more than one provider potentially resulting in you being connected to more than one provider.

Provider Follow-up
Once you complete and submit information seeking possible assistance in a specific area, your information will be forwarded to one or more providers. If no provider is interested at the time of submission, you may not receive any form of contact from any provider. If they change their mind or have another product or service, they could, but not necessarily, contact you in the future. There is no time frame for such future contact. If a particular product or service is not available for any reason or no provider expresses an interest, you will not be contacted.

Following receipt of your data submitted through the RBI Limited Liability Website, if the provider is interested in possibly working with you, the provider will contact you directly by telephone, sms text, email, facsimile or US mail. Just because a provider contacts you, does not mean they will be willing to work with you or enter into an agreement with you. Each provider has their own requirements and methods of operations.

Once your information is forwarded to a provider, RBI Limited Liability Company is no longer involved. Your communications with any provider who contacts you is subject to their privacy policies, terms of use, and other policies or terms enforced by that provider.

By submitting information, you are authorizing RBI Limited Liability Company and each receiving provider to share the information with its affiliates and others for the purpose of evaluating your situation. Likewise, you are also authorizing RBI Limited Liability Company and any provider who receives information to contact you about any other product or service they may have available now or in the future that they believe could be helpful to you.

RBI Limited Liability Company is not responsible for delays or failures to provide your information to any provider resulting from errors, inaccuracies, untrue information provided by you or by any technical problem.

Keep in mind, RBI Limited Liability Company is neither your agent nor the agent of any provider and does not participate in any review or analysis conducted by any provider at any time. Each provider is solely responsible for its actions or lack thereof. You agree RBI Limited Liability Company is neither responsible nor liable for any damages or costs of any type arising out of or in any way connected with any provider regardless of when any damage or liability occurs or is discovered.

Even if a provider does not do business with you or even contact you, providers may keep your information for their own business and marketing purposes, whether or not you qualify for a service, or product with them.

Intellectual Property and Copyrights
All content on the RBI Limited Liability Website was created and is owned by RBI Limited Liability Company. All logos, product and service names on the RBI Limited Liability Company Website are trademarks and service marks owned by or licensed to RBI Limited Liability Company or its affiliates. Any other marks are the property of their respective owners. Accordingly, everything on the RBI Limited Liability Company Website is owned and copyrighted, licensed by, or used with permission that is granted to RBI Limited Liability Company. No reproduction, distribution, or transmission of the copyrighted materials is permitted without the prior written permission of RBI Limited Liability Company. The unauthorized use of any content, logo or mark may subject the violator to damages.

License
Under these Terms of Use, RBI Limited Liability Company grants to you a personal, revocable, limited use, non-exclusive, royalty-free, non-transferable license to use the RBI Limited Liability Company Website. This license is subject to your continued compliance with the terms and conditions contained in the Terms of Use and Privacy Policy.

Permitted and Prohibited Uses of the License
The objective of RBI Limited Liability through the RBI Limited Liability Company Website is to educate businesses and consumers about debt and structured settlement matters and to connect reputable providers with consumers and businesses seeking particular types of debt or structured settlement related services. RBI Limited Liability Company grants you access to the RBI Limited Liability Company Website while the Terms of Use are operative for the sole purposes of receiving information about debt and structured settlement matters as to try to provide connections between consumers and businesses to one or more providers who provide debt or structured settlement related services that could be helpful to a consumer or business. Further, RBI Limited Liability Company gives to you the right to access, download, and print materials as needed to receive the connections and better understand the content on the RBI Limited Liability Website. RBI Limited Liability Company does not grant you the right to license, copy, distribute, create derivative works from, frame in another Web page, use on any other website, or sell any information, databases, or lists obtained from the RBI Limited Liability Company Website. By using RBI Limited Liability Company Website, you agree to comply with privacy laws and provide true, accurate, and complete user information.

Requesting Electronic Consent for Records, Disclosures and Signatures
By submitting data on the RBI Limited Liability Company Website, the submitter is  requesting to be connected with one or more providers electronically. As a condition of connecting you electronically, every submitter needs to agree to the use of and accept electronic signatures, records, and disclosures. RBI Limited Liability Company is notifying you of your rights when receiving electronic disclosures, notices, and information. It is not possible to be connected to a provider unless you provide electronic consent for records, disclosures and signatures. 

Before deciding you will conduct business electronically, you should confirm  you have the required hardware and software capabilities as set forth herein. To operate electronically, you will need  a PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program supporting at least 128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. You may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit® to be able to read some things. A printer or a long-term storage device, such as your computer’s disk drive, is needed if you desire  to retain information.

Pursuant to provisions contained in the  federal E-SIGN Act and related laws, subject to consent from you, RBI Limited Liability Company can send information electronically. You can also use electronic records and electronic signatures in connection with your transactions with providers. Should you do not to use electronic signatures in connection with the use of the RBI Limited Liability Company Website or receive the required information electronically, do not agree to the Terms of Use and discontinue use of the RBI Limited Liability Company Website. Without your consent for electronic consent for records, disclosure and signatures, RBI Limited Liability Company will be unable to connect you with any provider. 

You may request any electronic disclosures in paper form by contacting each provider directly. Each provider will retain all information to the extent applicable law so requires. Electronic consent applies to all online communications between you and any provider regardless if the communication is through a desk computer, lap top computer, tablets, telephone or smart phone. It includes voice, text and emails.

Actual Electronic Consent for Records, Disclosures, Signatures, Privacy Policy and Terms of Use
BY SUBMITTING DATA AND CLICKING THE LINK, YOU ACKNOWLEDGE AND AGREE TO THE FOLLOWING: 1-YOU CAN ACCESS ALL INFORMATION IN ELECTRONIC FORMATS; 2-YOU HAVE RECEIVED AND READ THE INFORMATION REGARDING ELECTRONIC SIGNATURES, ELECTRONIC RECORDS, ELECTRONIC DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY AND HAVE CONSENTED TO THEM; 3-THE CONTENT; 4-UNLESS YOU AGREE TO USNG ELECTRONIC SIGNATURES AND DOING BUSINESS ELECTRONICALLY, IT IS NOT POSSIBLE TO BE CONNECTED WITH ANY PROVIDER; 6-YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES WHICH WILL BE PROVIDED BY RBI LIMITED LIABILITY COMPANY AT NO CHARGE; AND 7-ALL OF THE TERMS OF USE INCLUDING THE PRIVACY POLICY.

Withdrawing Electronic Consent
Your electronic consent with RBI Limited Liability Company cannot be withdrawn because it is a one-time decision. Your only option is to cease visiting the RBI Limited Liability Company Website. 

If you are connected with one or more providers, you can revoke your electronic consent with them at any time. To revoke electronic consent with a provider, you will need to contact the particular provider directly and comply with any requirements they may have for revocation. Such revocation with a provider will not involve RBI Limited Liability Company. We strongly advise you keep all providers who contact you informed about any change of your electronic address and mailing address.

Prohibited Behavior
The following are prohibited under the Terms of Use:

  1. Submission of information to a provider through the RBI Limited Liability Company Website without acceptance of the Terms of Use and Privacy Policy; 
  2. Sub-licensing all or any part of materials or content licensed to you under these Terms of Use;
  3. Use of the RBI Limited Liability Company Website or any linked website without RBI Limited Liability Company advance consent through acceptance of the Terms of Use and Privacy Policy or independent  advance written consent which may be withheld;
  4. Use the RBI Limited Liability Company Website in any matter that is unlawful, for any purpose against the law or otherwise prohibited herein or which could damage, disparage, or otherwise negatively impact RBI Limited Liability Company or the RBI Limited Liability Website.
  5. Use of the RBI Limited Liability Website by anyone under the legal age in their State of residence and no instance by anyone under the age of 18;
  6. Modifying, translating, decompiling, creating or developing derivative work(s), copying, distributing, disassembling, broadcasting, transmitting, publishing, removing or altering any proprietary notices or labels, licensing, sub-licensing, transferring, selling, mirroring, framing, exploiting, renting, leasing, private labeling, granting a security interest in any content or code, or otherwise using in any manner unless RBI Limited Liability Company specifically authorizes in the Terms of Use or independently in writing in advance;
  7. Undertaking any activity causing or resulting in an unreasonable or disproportionately large load on the systems, networks connected or the infrastructure the RBI Limited Liability Company Website;
  8. Introducing spyware, computer viruses or other malicious code to the RBI Limited Liability Company Website;
  9. Use of any spider, robot, page script, deep link, other automatic device, program script, algorithm, method, or equivalent manual process to enter, copy acquire any portion of the RBI Limited Liability Company Website for purposes of reproduction or circumvention or otherwise obtaining anything in any way not made available through the RBI Limited Liability Company Website and permitted under these Terms of Use;
  10. Trying to obtain unauthorized access to any portion or feature of the RBI Limited Liability Company Website without limitation by any means;
  11. Probing, scanning, or testing the vulnerability of the RBI Limited Liability Company Website and anything related thereto;
  12. Attempting by any means to trace information of anyone who visits the RBI Limited Liability Company Website;
  13. Interfering with the workings of the RBI Limited Liability Company Website by any means;
  14. Harvesting or collecting e-mails or other information from the RBI Limited Liability Company Website;  
  15. Trying to disguise identity or the origin of any data submission, transmittal or message by any means;
  16. Trying to unmask the identity of any provider other than for the legitimate purpose of exploring the possibility of engaging a provider to work with you to try to resolve a specific debt related issue, work with you in connection with your structured settlement payments or to purchase equity appreciation rights in your home;
  17. Use of any content for any purpose not specifically authorized in these Terms of Use;
  18. Using any trademark or service mark for any purpose without written consent of RBI Limited Liability Company or for marks not owned by RBI Limited Liability Company, the rightful owner of such mark;
  19. Use of any computer code, data mining software, robot, bot, spider, scraper or other automatic devices, programs, algorithms or methodologies having with comparable processes or functionality, or any other manual method, to copy or monitor content or any Web page accessed through the  RBI Limited Liability Website; and
  20. Redistributing content from the RBI Limited Liability Company Website to anyone obtained by any means.

Any prohibited use or activity identified above shall result in revocation of the right to use the RBI Limited Liability Website for any purpose. It shall also subject the violator to damages.

Website Changes, Revisions, Updates and Deletions
RBI Limited Liability Company may make improvements or changes in the information, services, products, and other materials on the RBI Limited Liability Company Website at any time. RBI Limited Liability Company may modify or revise the Terms of Use at any time. Any such modifications will be effective immediately upon posting of the revised or modified Terms of Use. Accordingly, you agree to review the Terms of Use periodically. Your continued access or use of RBI Limited Liability Company Website will be deemed your acceptance of the modified or revised Terms of Use.

Temporary and Permanent Terminations 
RBI Limited Liability Company may: 

  • Terminate the RBI Limited Liability Company Website at any time without notice; 
  • Temporarily or permanently stop connectivity with a provider in all jurisdictions or in one or more particular jurisdictions for everyone or selected persons or businesses without notice and with and without cause; 
  • Permanently stop your connectivity to a provider and use of the RBI Limited Liability Company Website if:
    1. You breached any provision of the Terms of Use;
    2. RBI Limited Liability Company is required to do so by law;
    3. RBI Limited Liability Company believes, in its sole discretion, that you have committed fraud; and
    4. Any provider or other third party with whom we offer connectivity has indicated they will not work with you.


Any termination will become effective as of the date RBI Limited Liability Company elects to implement any full, partial, temporary or permanent termination without notice. RBI Limited Liability may also revoke any permanent termination or end any temporary termination without notice.

Third Party Links
The RBI Limited Liability Company Website and/or correspondence generated through the RBI Limited Liability Company Website may contain hyperlinks to websites operated by parties other than RBI Limited Liability Company or any provider. Such hyperlinks are provided for your reference only. RBI Limited Liability Company does not control such websites. RBI Limited Liability has no responsibility for the content of any third party website. Should RBI Limited Liability Company post hyperlinks, it is not an endorsement of such website  or the content on such websites. Your access to and use of such websites, including information, material, products and services thereon, is solely at your own risk. Bear in mind the RBI Limited Liability Company Privacy Policy is applicable only when you are on the RBI Limited Liability Company Website.  Once you are linked to another website, you should read that website’s privacy policy before disclosing any personal information.

Limitations on Responsibility
RBI Limited Liability Company and its representatives assume no responsibility for anything relating directly or indirectly to any action or inaction following submission of information on the RBI Limited Liability Company Website and/or because you visited the RBI Limited Liability Website. RBI Limited Liability Company cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness, the legality of any matter, or timeliness of the information or services relating directly or indirectly to the RBI Limited Liability Company  Website.

Disclaimer of Representations and Warranties
All CONTENT, MATERIALS, PRODUCTS, SERVICES AND CONNECTIONS OFFERED THROUGH THE RBI LIMITED LIABILITY COMPANY WEBSITE ARE AVAILABLE AND OFFERED “AS-IS” WITHOUT ANY REPRESENTATIONS OR WARRANTIES.  YOU ACKNOWLEDGE THE RBI LIMITED LIABILITY COMPANY WEBSITE COULD CONTAIN INACCURACIES, ERRORS OR OMISSIONS. AT THE SOLE DISCRETION OF RBI LIMITED LIABILITY COMPANY AND WITHOUT NOTICE, THE RBI LIMITED LIABILITY COMPANY MAY MAKE CHANGES, REVISIONS, ADDITIONS, DELETIONS, UPDATES OR MODIFICATIONS TO THE RBI LIMITED LIABILITY WEBSITE. RBI LIMITED LIABILITY COMPANY CONNECTIONS OFFERED THROUGH THE RBI LIMITED LIABILITY WEBSITE COULD CHANGE OR BE ELIMINATED IN THE FUTURE. BY ELECTING TO USE THE RBI LIMITED LIABILITY WEBSITE AND SUBMITTING DATA, EVERY USER ASSUMES ALL RISKS, WHETHER KNOWN, UNKNOWN, FORESEEABLE OR NOT FORESEEABLE. RBI LIMITED LIABILITY COMPANY, RBI LIMITED LIABILITY PROVIDERS AND ANY PERSON OR ENTITY LINKED TO THE WEBSITE SPECIFICALLY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED. THERSE INCLUDE, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, WARRANTY FOR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT WARRANTY, ERROR FREE OR UNINTERRUPTED OPERATION WARRANTY, OR ANY OTHER IMPLIED WARRANTY.  NO  ONE MAKES ANY REPRESENTATION OR WARRANTY THAT THERE WILL NOT BE VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES CONTAINED ON THE RBI LIMITED LIABILITY WEBSITE OR ANY WEBSITE CONNECTED TO THROUGH A LINK. MATERIAL DOWNLOADING OR OTHERWISE OBTAINING MATERIALS THROUGH THE USE OF THE RBI LIMITED LIABILITY COMPANY WEBSITE IS DONE AT EACH USER’S SOLE DISCRETION AND RISK. EACH USER IS SOLELY RESPONSIBLE FOR ANY LOSS OF DATA OR OTHER DAMAGES TO ANYTHING RESULTING DIRECTLY OR INDIRECTLY FROM DOWNLOADING ANYTHING REGARDLESS OF WHEN OCCURRING OR DISCOVERED. 

With respect to any transaction you may enter with a provider connected to you through the Website, RBI limited Liability Company is not responsible for actual performance or lack thereof, the pricing or any other terms and conditions. Other than a good faith belief based upon a limited review of available information, RBI Limited Liability Company thinks each provider is reputable. RBI Limited Liability Company does not guarantee, endorse, recommend, warrant or guarantee the products or services of any provider. RBI Limited Liability Company does not participate in any communications you may have with any provider.  Any resulting agreement for products or services involving a provider and you is between you and a provider. RBI Limited Liability Company will not be a party to any such contract. RBI Limited Liability Company is not liable nor responsible for any loss or damage of  incurred relating directly or indirectly to any transaction involving a provider.

Limitations on Liability
RBI LIMITED LIABILITY COMPANY, PROVIDERS, LICENSORS, ADVERTISERS, AND ALL THEIR RESPECTIVE AFFILIATES, OWNERS, EMPLOYEES, INDEPENDENT CONTRACTORS, AGENTS, SUBSIDIARIES, RELATED ENTITIES, OFFICERS, DIRECTORS, ASSIGNS AND SUCCESSORS ARE NOT LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) WHENEVER ARISING OR DISCOVERED, RESULTING FROM: 1-THE USE OR THE INABILITY TO USE THE RBI LIMITED LIABILITY COMPANY WEBSITE OR RECEIVING OR NOT RECEIVING A CONNECTION TO A PROVIDER; 2-THE COST OF SUBSTITUTE SERVICES RESULTING FROM ANY DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO ON THE RBI LIMITED LIABILITY WEBSITE OR THROUGH OR FROM A PROVIDER; 3-UNAUTHORIZED ACCESS TO OR ALTERATION OF TRANSMISSIONS OR DATA; 4-STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OR RELATED DIRECTLY OR INDIRECTLY TO THE RBI LIMITED LIABILITY WEBSITE; OR 5-WORK, STATEMENTS OR ACTIONS OF ANY PROVIDER CONNECTED TO YOU THROUGH THE RBI LIMITED LIABILITY COMPANY WEBSITE. THE MAXIMUM LIABILITY OF RBI LIMITED LIABILITY COMPANY TO YOU OR ANYONE ELSE UNDER ANY CIRCUMSTANCES WHETHER RESULTING IN WHOLE OR IN PART FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF RBI LIMITED LIABILITY COMPANY OR ITS PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE SHALL NOT EXCEED $100.00.

Some jurisdictions do not allow the limitation or exclusion of liability for loss or damage caused by negligence, breach of contract or breach of implied terms, or incidental or consequential damages. Accordingly, only the limitations above which are lawful in your jurisdiction will apply to you and RBI Limited Liability Company liability will be limited to the maximum extent permitted by law. You expressly agree to defend, indemnify, absolve, release and hold RBI Limited Liability Company and RBI Limited Liability Company providers harmless from any claim of harm resulting directly or indirectly from any cause including, but not limited to, failure of electronic or mechanical equipment or communication lines, pandemics, changes in laws or regulations including interpretations thereof, telephone/server/internet or other connection problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes or other natural disasters, strikes, or other labor problems, wars, or governmental restrictions.

You agree to defend, indemnify and hold RBI Limited Liability Company and its owner harmless against any claims made by you or any successor or made by anyone on behalf of you or any successor arising out of or related to any violation of federal, state or local laws relating to any service, product you receive through the RBI Limited Liability Company Website or your communications with any provider connected through the RBI Limited Liability Company Website.

Dispute Resolution
Unless not permitted by applicable law, after exhaustion of administrative remedies, all claims and/or disputes arising from or relating directly or indirectly to this Agreement will be resolved by final and binding Arbitration before a single Arbitrator in Las Vegas, Nevada through the Judicial Arbitration and Mediation Services (“JAMS”) under Nevada law. Should applicable law not allow Arbitration in Las Vegas, Nevada the venue shall be the County in the State where you live. If JAMS is unwilling or cannot arbitrate, then acting in good faith, RBI Limited Liability Company in its sole discretion will substitute another independent group to handle the Arbitration substituting their rules for JAMS rules. This arbitration provision is made pursuant to a transaction governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. §§ 1-16. The arbitrator’s decision will be controlled by the terms and conditions of these Terms of Use.

Before seeking to formally use the Dispute Resolution, you agree to set out your complaint and dispute in writing and email it to RBI Limited Liability Company Website with proof of delivery and allow 20 business days for a response. If the dispute is still remaining after receiving a response or failing to receive a response, you may then invoke the Dispute Resolution provisions.  Failure to exhaust this administrative remedy shall automatically invalidate any claim you may have and is an absolute defense to any claim where you try to use the Dispute Resolution mechanism.

Claims cannot be litigated unless applicable law prevents Arbitration. If you file for litigation and RBI Limited Liability Company is compelled to seek legal action to return You to Arbitration and RBI Limited Liability Company prevail whether in part or in its entirety, you are responsible for all RBI Limited Liability Company legal fees and costs including internal time incurred in having the claims returned to Arbitration. Even if Arbitration is not allowable, unless prohibited by applicable law and then only the specific item is prohibited, you waive any right to: a trial by jury; to file or participate in a class action; to file or participate in private attorney general actions and consolidate claims with anyone for any purpose. 

Claims must be submitted within the earlier of 12 months from the date of discovery or are void. Should applicable law not permit such limitations, then the shortest period allowable by applicable law shall apply. 

RBI Limited Liability Company and you are each responsible for costs and attorney fees each party respectively and separately incur. The losing party is responsible for the costs of Arbitration (not legal fees and costs) unless not permissible under applicable law. Then RBI Limited Liability Company will pay costs excluding legal and related third party fees and costs assessed by the Arbitration tribunal. 

Any Arbitration award shall be enforceable by any court of competent jurisdiction located in Las Vegas Nevada, and if required by applicable law also in the County where You live. 

If You file Bankruptcy, this provision shall be binding on any Bankruptcy Trustee. If a Bankruptcy trustee tries to bring any action regardless of the basis, it must be brought in Arbitration in Las Vegas, Nevada before JAMS under JAMS rules unless applicable law does not permit, or a third party is substituted for JAMS, then the rules above shall apply. 

Unless applicable law or JAMS or other applicable rules does not permit, an Arbitration hearing is limited to 1 day and must be finished within 90 days of filing. An Arbitrator must issue a written opinion stating reasons for the ruling within 10 business days of a hearing. 

Should the Dispute Resolution provisions contained in these Terms of Use not comply with JAMS rules or any other Arbitration service or applicable law, those provisions are automatically modified to comply with Arbitration rules and applicable laws so that the matter can be determined through Arbitration and litigation completely avoided for any purpose. Should these Dispute Resolution provisions not comply with applicable state law, those provisions are automatically modified to comply with Arbitration rules and applicable laws so that the matter can be determined through Arbitration and litigation completely avoided for any purpose. Subject to any limitations imposed under applicable law, unless a trial has commenced if Arbitration is permissible under State law, either party still has the right to remove to Arbitration provided they have not signed a written waiver of Arbitration or opted out. 

You may opt out of the Arbitration requirement, but not other limitations contained herein within 30 days of first using the RBI Limited Liability Company Website by sending a signed, written notice to; RBI Limited Liability Company, Client Services Department, 1911 Ginori Court, Henderson, Nevada. If Arbitration is not permitted under applicable law or You opt out or Arbitration is not allowable under applicable law, then You agree to waive a jury trial.

IN BINDING ARBITRATION, ALL PARTIES GIVE UP THEIR RIGHTS TO A TRIAL BY A JURY. ALL PARTIES ALSO GIVE UP THEIR RIGHTS TO APPEAL RULINGS OTHER THAN F FOR A NARROW RANGE OF ISSUES. DISCOVERY IS SEVERELY LIMITED IN BINDING ARBITRATION.

Unless not enforceable or valid under applicable law and other limitations contained in  applicable laws and regulations, the total RBI Limited Liability Company liability under any theory for any claims by you whenever arising, made or discovered is limited to $100.00. If applicable law does not allow such a cap, damages are limited to lowest amount allowable under applicable law. Such limitation shall apply even if Arbitration is not permitted. 

An Arbitrator and a Court if Arbitration is prohibited, can award remedies in equity if money damages are insufficient, but cannot award punitive or consequential damages against RBI Limited Liability Company unless the particular exclusion is not allowable under applicable law. 

Applicable Law
The laws of Nevada without application of any conflict of law provisions shall apply to these Terms of Use in all respects specifically including Dispute Resolution. 

Use of Submissions
Should you respond with information including feedback or data such as questions, comments, suggestions, or the like regarding the content of the RBI Limited Liability Company Website, such information will be deemed to be non-confidential. RBI Limited Liability Company  will have no obligation of any kind with respect to such information and will be free to reproduce, use, disclose, and distribute the information to others without limitation and without compensation. RBI Limited Liability Company will be free to use any ideas, concepts, know-how, or techniques contained in such information for any purpose whatsoever including but not limited to developing and marketing products and services incorporating such information without compensation.

Updating Virus Protection
You agree to use frequently updated, commercially standard virus protection software so that the RBI Limited Liability Company Website will not be infected.

Miscellaneous
The RBI Limited Liability Company Website is designed for directed people and businesses located in the any of the 50 States in the United States and all  US territories. Any advertising claims are valid only for the United States. Failure by RBI Limited Liability Company to insist upon strict enforcement of any provision will not be construed as a waiver of any provision or right. If any of these terms will be deemed invalid, void, or for any reason unenforceable, that term will be deemed severable and will not affect the validity and enforceability of any remaining term.

You may have greater rights, or some of the provisions may be prohibited, by virtue of state or federal consumer protection laws. In such a case, to such extent, the subject provisions shall not apply to you.

These Terms of Use including the Privacy Policy comprise the entire agreement between you and RBI Limited Liability Company. No waiver by either party of any breach or default hereunder is a waiver of any preceding or subsequent breach or default. Headings are for reference only. They do not define, limit, construe or describe the scope or extent of text. These Terms of Use are intended to be interpreted fairly and not in favor or against the party who drafted them. The failure of RBI Limited Liability Company to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. If any provision of these Terms of Use is held invalid by a Court of competent jurisdiction or Arbitrator, such invalidity shall not affect the enforceability of any other provisions. The remaining portions shall continue in full force and effect. You also agree, that under such circumstances, RBI Limited Liability Company shall have the right to modify these Terms of Use inserting new language having the meaning closest to the original intent retroactive to the date these Terms of Use became effective. These Terms of Use and all agreements and notices incorporated herein may be automatically assigned by RBI Limited Liability Company, in the sole discretion of RBI Limited Liability Company, to a third party. You may not assign your obligations to any other person or entity.