Questions to Consider
General Questions:
Do you have financial problems?
Are you considering working with someone who can help you with unsecured debts like credit cards, private student loans, medical debts, business debts, merchant cash advances, structured settlements, tax debt, or Bankruptcy?
Do you own a home and are having trouble making your mortgage payments?
If you own a home, are looking for a way to modify the terms of your mortgage?
If you own a home, do want to find a way to tap into the equity in your home now rather than waiting to sell or refinance?
If you own a home, are looking for a way to take out cash without having to pay interest, without having to make payments until you refinance or sell and without it appearing on your credit report?
Do you have tax problems (Federal or State)?
If you have a business, is your business in financial trouble?
If you own a business, does the business have any problematic merchant cash advances?
Do you now or in the future have the right to receive future payments stemming from lottery winnings, product liability, wrongful death, personally injury or malpractice awards or settlements (structured settlement payments) and want to find a way receive some or all of the cash now instead of waiting?
If you have the right to receive future structured settlement payments, are you looking to find an independent person who can help you analyze your options?
Do you need help finding a reputable provider for a debt or structured settlement related service?
Have you reviewed your consumer and/or business credit profile?
Do you have either a life insurance policy?
Do you own a time share and are looking to stop making the payments?
Have you experienced any harassment from any of your creditors?
Are there any issues with your credit profile that may have been caused by a third party?
If you answered yes to any of these questions, it will be helpful to read the General Explanations and Overview portion on the RBI Limited Liability Company Website home page. The General Explanations and Overview will give you concise explanations of the different types of services you could tap into to assist you as useful and general information on providers. You can then learn more by reading about the specific type of product or service individually listed in the Available Areas. At that point, if you fill in the requested information you will be connected to a reputable provider who works in that area and may be able to help you. The provider can then give you a more detailed explanation and additionally deliver the specific products or services to you if you meet all of the requirements and you and the provider elect to work together. You will have no obligation to enter into a contract with anyone connected to you through the RBI Limited Liability Company Website or any provider. The use of the RBI Limited Liability Company Website is free so that there is no cost or obligation for you to be connected with one or more reputable providers and to engage in discussion with them.
Consumer Residential Mortgage Loan Modification Questions:
Do you own a home?
Are you having trouble making your mortgage problems?
Are you concerned about foreclosure and losing your home?
Are you in financial distress related to making payments on your home?
If you have answered yes to at least two of these questions, you may want to consider mortgage modification. Read the information in the Consumer Residential Mortgage Modification page on the RBI Limited Liability Company Website. You can then be connected with a qualified mortgage modification law firm by completing the questions and sending out the information. This provider will be in a position to give you a more detailed explanation and answer your questions
Equity Appreciation Rights Questions:
Do you own a home?
Do you have a substantial equity interest in your home?
Do you have a FICO score of at least 450?
Do you want to unlock some of the value in your home without having to worry about an item reported on your credit report or having to make interest payments?
If you have answered yes to all of these questions you may want to consider selling a part of the real estate equity appreciation rights on the home you own. Read the information in the Equity Appreciation Rights page on the RBI Limited Liability Company Website. You can then be connected with a reputable equity appreciation rights company by completing the questions and sending out the information. This provider will be in a position to give you a more detailed explanation and answer your questions.
Bankruptcy Questions:
Are you considering Bankruptcy?
Have you been unsuccessful in a debt relief or mortgage modification program and are looking to find a way to deal with financial issues?
Are you interested in learning more about Bankruptcy?
If you own a home, are you struggling to prevent foreclosure?
Are interested in learning about the Pre-Petition Credit Counseling Course required of any consumer filing for Bankruptcy under Chapter 7?
If you answered yes to any of these questions, read the information in the Bankruptcy page on the RBI Limited Liability Company Website. You can then be connected with a qualified Bankruptcy law firm by completing the questions and sending out the information. Before actually speaking with a Bankruptcy lawyer, you should complete a Pre-Petition Credit Counseling Course. The course will give you extensive information and help you decide if you should file for Bankruptcy. It is also a requirement to file for Chapter 7 Bankruptcy under the Bankruptcy Reform Act of 2005 to complete an approved course before a filing will be accepted. The Bankruptcy Clearinghouse portion of the RBI Limited Liability Website has a link to connect you to an organization that will deliver the course over the telephone or over the internet. The course can be provided in English or Spanish. Even if you do not end up filing for a Chapter 7 Bankruptcy, the cost of the course is nominal. It will be worth it to learn the information contained in the course. None of our Bankruptcy lawyers want to get involved with any consumer unless they have completed this course before they begin their work. Completion of the course is a sign of commitment. Note, there is no course requirement for business bankruptcies or for Chapter 13 bankruptcies. Bear in mind, neither RBI Limited Liability Company nor the Bankruptcy lawyer you will be connected with receive any portion of the nominal fee you will pay for the course. The course provider and the Bankruptcy lawyer will be in a position to give you a more detailed explanation and answer your questions.
Business Debt Questions:
Merchant Cash Advances, Business Debt Reorganization
Do you have business debts that are crippling your business?
Do you have a merchant cash advance that has become unmanageable?
Are you looking for a solution for your business?
Are you looking for an alternative to filing for Bankruptcy for your business?
Do you want to save your business from the creditors but do not know how to?
Are you considering a business reorganization?
If you answered yes to any of these questions, read the information in the Business Debt page on the RBI Limited Liability Company Website. You can then be connected with a firm who can help with merchant cash advances and/or business re-organization by completing the questions and sending out the information. This provider will be in a position to give you a more detailed explanation and answer your questions.
Consumer Debt Resolution Questions:
Do you have unsecured debt such as credit card debt, private student loans or medical debts of more than $7500 in the aggregate?
Are you in a financial hardship situation such that it is difficult to make the payments and/or retire the debts?
Do you want to avoid Bankruptcy?
If you answered yes to any of the questions above, read the information on the Consumer Debt Resolution page on the RBI Limited Liability Company Website. You can then be connected with a reputable debt resolution law firm by completing the questions and send out the information. This provider will be in a position to give you a more detailed explanation and answer your questions.
Tax Resolution Questions:
Do you have a problem with the Internal Revenue Service?
Do you have a problem with a State taxing authority?
Do you owe back taxes to the Internal Revenue Service or a State taxing authority?
If you answered yes to any of the questions above, read the information on the Tax Resolution page on the RBI Limited Liability Company Website. You can then be connected with a reputable Tax Resolution Services firm by completing the questions and sending out the information. This provider will be in a position to give you a more detailed explanation and answer your questions.
Structured Settlement Questions:
Independent Professional Advisor Evaluations, Selling Structured Settlement Payments
Are you eligible to receive structured settlement payments?
Are you eligible to receive future payments resulting from winning the lottery, obtaining a large jury verdict or settlement in a wrongful death, products liability, malpractice or personal injury matter?
Do you want to tap into future payments described in question 1 and/or 2 and receive the money now?
Do you have a compelling need for funds do not have any other viable alternative?
Do you want someone to help evaluate your proposed sale of future payments described in question 1 and/or 2?
If you answered yes to any of the questions above, read the information on the Structured Settlement page on the RBI Limited Liability Company Website. You can then be connected with an Independent Professional Advisor to analyze your situation and/or a reputable company who may be interested in buying structured settlement payments from you by sending out the information. These providers will be in a position to give you a more detailed explanation and answer your questions.
Sale of Life Insurance Policies Questions:
Do you have a life insurance policy?
If you answered yes to any of the questions above, read the information on the Sale of Life Insurance Policies page on the RBI Limited Liability Company Website. You can then be connected with a reputable firm that purchases life insurance policies by completing the questions and sending out the information. This provider will be in a position to give you a more detailed explanation and answer your questions.
Credit Enhancement Questions:
Have you reviewed your credit reports?
Are there errors on your credit reports?
Do you want to try to improve your credit personal/business credit profile?
If you answered yes to any of these questions, read the information on the Credit Enhancement page on the RBI Limited Liability Company Website. You can then be connected with a company who can analyze your personal and/or business situation who may be interested in helping you improve your credit profile. These providers will be in a position to give you a more detailed explanation and answer your questions.
Time Share Cancellation Questions:
Do you own a time share and are looking to stop making payments?
If you answered yes, read the information on the Time Share Cancellation page on the RBI Limited Liability Company Website. You can then be connected with a company who can analyze your personal situation and who may be interested in helping you to eliminate your time share obligations. This provider will be in a position to give you a more detailed explanation and answer your questions.
Enforcement of penalties and bringing actions for Regulatory violations by Creditors and Credit Bureaus and others Questions:
Have you experienced any harassment from any of your creditors?
Are there any issues with your credit profile that may have been caused by a third party?
If you answered yes, read the information on the Enforcement of penalties and bringing actions for Regulatory violations by Creditors and Credit Bureaus and others page on the RBI Limited Liability Company Website. You can then be connected with a law firm who can analyze your situation and who may be interested in helping you to bring claims on a contingent basis. This provider will be in a position to give you a more detailed explanation and answer your questions.